Making LASIK Surgery Affordable: Savings Tips and Payment Options

LASIK eye surgery Kansas City typically ranges from $1,500 to $2,500 per eye, covering various components like the preoperative exam, surgical equipment, operating room, staff, and surgeon’s fee. However, advanced techniques like cross-linking eye surgery may cost around $2,500 to $3,000 per eye. Additional expenses may include prescription eye drops for post-surgery care, follow-up visits, and potential enhancement treatments if needed. Costs can vary based on the procedure’s complexity and location.

Understanding LASIK Costs

The standard LASIK procedure itself costs between $1,500-$2,500 per eye when all parts are included. This covers the pre-operative exam, advanced laser equipment, operating room facilities and staff, surgical supplies, and the surgeon s fee. Additional costs add up too like prescription eye drops post-surgery, follow-up visits to assess healing, and enhancement or touch-up treatments if vision isn t perfect. These can cost $500 or more per eye. Geography also impacts price, with LASIK in metro areas like Los Angeles and New York City running $500-$1,000 higher. Suburban areas and smaller cities have more competitive pricing in the $1,500-$2,000 range. And clinics in Canada and overseas offer discount options from $700-$1,200 per eye. So do your research to understand the full costs beyond the surgery itself when budgeting and planning for LASIK.

Pre-Surgery Savings Tips

Once you’ve decided to get LASIK, take time to research prices and discounts to maximize your savings. Price shop different LASIK providers in your area, including national chains, private practices, and medical centers. Ask each for their total all-inclusive pricing, and look for limited-time promotions. Chains like LASIKPlus and TLC Laser Eye Centers often run specials like $200 off per eye or free enhancements. Private practices may match prices or offer discounts if you book during a sale period. Check if your employer or health insurance offers discounted group rates too. Compare standard and custom LASIK pricing, and ask when new patient discounts expire you may be able to lock in a price if booking far in advance. Open and utilize a Flexible Spending Account or Health Savings Account if offered through work, and save the pre-tax money for surgery costs. Budget and track all expected LASIK expenses, then save up beforehand by setting aside a little each month. Take advantage of interest-free financing but know the total owed ahead of time. Using these pre-surgery savings tips can knock hundreds off the price of your LASIK treatment.

Financing Options

Paying out of pocket for LASIK isn’t realistic for most people. Explore financing so you can get your vision corrected without breaking the bank. Many healthcare credit cards like CareCredit offer 12-18 month deferred interest financing on LASIK with no upfront costs. This gives you over a year to pay it off interest-free. Personal unsecured loans and lines of credit are another avenue to consider. Compare rates and repayment terms across banks and credit unions. Most LASIK clinics also offer no-interest financing plans spanning 6-24 months for a down payment, making monthly payments more manageable. Specialized medical financing companies are popular for LASIK, providing promotional periods like no interest if paid in full within 6 months. Assigning insurance coverage is rare but possible if you have extenuating medical circumstances and LASIK is deemed medically necessary versus elective. Overall, zero interest financing plans through clinics or medical cards offer the best terms for LASIK rather than higher interest loans or credit cards. Explore all programs so you can select the right option for your budget and timeline.

Military, Student, and Other Discounts

Take advantage of discounts on LASIK if you qualify. Most clinics offer 10-15% off pricing for military members, veterans, police, firefighters, and students. Negotiate with the surgical coordinator if cost seems prohibitive for booking your procedure. Explain your financial situation and ask if there’s any wiggle room in their price. Also look into pro bono LASIK services and financial assistance programs through clinics and organizations. Never assume you can’t afford LASIK without exploring ways to receive discounted or subsidized care.

Conclusion

Getting LASIK surgery doesn’t have to drain your finances. Do your homework to maximize savings, especially on extras beyond the surgery itself. Price shop different eye clinics, utilize pre-tax savings accounts, and choose zero interest financing terms that fit your budget. Look into all discounts too. Finally, remember the benefits after surgery – clear vision without relying on glasses or contacts, improved lifestyle and appearance, and boosted confidence. For an investment in your eyesight with lasting rewards, research thoroughly and use these tips to save on LASIK.